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| 5 February 2012 Daily Forecast |
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Service Commencing
ZIFX.com is represented and managed by iFOREX Ltd. All the services, support, email inquiries, web
site, and other information provided by iFOREX Ltd. is available to all customers and visitors in English language only, which is one of the main
languages in the EU. All services, trading advices, and entire content provided are exactly as explained in clear and simple English language at our
web site, and no additional explanation and/or interpretation is given.Your subscription with us starts on our next available working day (or the same if we have not started sending our trading signals or daily forecast) after your payment is confirmed, unless you have specifically requested service to commence on another date. We are closed on Saturday and Sunday for forecasts, news and signals, email support is still available. We are also closed for public holidays, such as Easter (European Eastern and/or Western) and Christmas. If we intend to take another day(s) off (for local or summer holidays, or service maintenance, improvements, marketing, staff illness, natural disaster or poor on economic events days, such as Mondays), customers will be notified (whenever possible), and subscription time will be extended with the equal number of calendar (not working) day(s) which we take off. During that time we may still publish performance results (based on our test/internal signals during that time), analyses and forecasts. Once your subscription starts, it can not be stopped (paused), and later renewed by subscriber for a period of time, neither particular subscription days can be excluded. The subscription time is for calendar time - week, month, 3 months, etc., which includes days off, such as weekends. All our services (forecasts, signals, analyses, etc.) times are set according to GMT (Grennwich Mean Time). Description of Forecasting Services
iFOREX Ltd. is in the business of teaching analysis of forex trends, and proposing potential trading signals - not recommendations. All statements
and expressions are the opinion of the forex experts at iFOREX Ltd. and are not meant to be either investment advice or a solicitation or recommendation
to establish market positions. Our opinions are subject to change without notice. We strongly advise clients to conduct thorough research relevant
to decisions and verify facts from various independent sources. The staff at iFOREX Ltd. is not to be held responsible for individual market positions,
all trades that clients may take are based on their own final decisions. We do not accept any liability for any loss or damage whatsoever, that may
directly or indirectly result from any advice, opinion, information, representation or omission, whether negligent or otherwise, contained in the
trading signals and/or forecasts or in any accompanying chart analyses, whether communicated by word or message, typed or spoken by any of iFOREX Ltd.
employees.
Forex Forecasts
Our Forex Forecasts (daily and evening) are published at the times shown
at the forecasts pages ± 1 hour, depending on when we decide it is best to send them to our customers. Forecast is valid for the coming session,
or till next forecast/update, as the new forecast/update is more accurate for the time ahead. Update of a forecast is when we send particular forecast
again with some changes, which are made for more accuracy of the forecast. The daily forecast is sent on time to subscribers only, who receive also
updates. Here we publish it late for reference only. The evening forecast
is sent to our subscribers only.
Trading Signals
Forex Tradind Risk
Foreign exchange transactions carry a high degree of risk and any transaction involving currencies is exposed to, among other things, changes in a
country's political condition, economic climate, acts of nature - all of which may substantially affect the price or availability of a given currency.Therefore we do not take responsibility for losses of assets caused to subscribed members' trading actions based on our trading forecasts and signals sent to them. Previous performance is not a guarantee for a future success in forex trading online. Traders are advised only to trade with money they can afford to loose. Performance Results
Our performance results are hypothetical and as such they have many inherent limitations. No representation is being made that any account will or is
likely to achieve profits or losses similar to those shown. In fact, there are frequently sharp differences between hypothetical performance results
and the actual results subsequently achieved by any particular trading program. One of the limitations of hypothetical performance results is that they
are generally prepared with the benefit of hindsight. In addition, hypothetical trading does not involve financial risk, and no hypothetical trading
record can completely account for the impact of financial risk in actual trading. For example, the ability to withstand losses or adhere to a particular
trading program in spite of trading losses are material points which can also adversely affect actual trading results. There are numerous other factors
related to the markets in general or to the implementation of any specific trading program which can not be fully accounted for in the preparation of
hypothetical performance results and all of which can adversely affect actual trading results. During days we take off (for local or summer holidays,
or service maintenance or improvements), we may still publish performance results (based on our test/internal signals during that time).
Prices and Refund of Payments
Our prices are set in € (Euro). Prices in other currencies are calculated in real time by the payment processing company ShareIt (part of Digital River GmbH, Vogelsanger Straße 78, 50823 Köln,
Deutschland), when making payment by credit/debit card, PayPal or WebMoney, but should still be considered as approximate because of constantly
changing rates. If you are making payment by Bank Wire or Western Union / MoneyGram in other currency than Euro, you should advice your bank/agent
that you wish to send the amount equal to our fee. If making payment by bank transfer from outside EU additional charge for the corresponding bank
applies, and if amount is less/more, subscription days are calculated according to the amount received.iFOREX Ltd. does not refund any full or partial payments made by Bank Wire Transfer, Western Union, Money Gram, online Credit/Debit Card, PayPal, WebMoney or other payments for the services subscribed by the customer. You agree not to dispute the charges for our service, when purchased by you, with your bank credit card issuer or the payment processing company ShareIt. The Forecast Plus Service includes forex Daily and Evening Forecasts and Trading Signals (on which our performance is based), our Forecast Service includes Forecasts only, with detailed service comparison between the two services available here. Therefore prices between the two services differ, and customer can not expect to receive, for example, Trading Signals (included in the Forecast Plus Service, when/if they subscribe to the Forecast Service. Modification of Services
iFOREX Ltd. reserves the right at any time and/or from time to time to not provide, modify, discontinue, temporarily or permanently, its services (or
any part thereof), disapprove service applications from specific countries or for specific reasons, and/or cancel payments with or without notice.
You agree that iFOREX Ltd. shall not be liable to you or to any third party for any modification, suspension, or discontinuance of our services, and
the applications and/or payments made in that relation.
Indemnity
You agree to indemnify and hold iFOREX Ltd., and its officers, agents, co-branders or other partners, and employees, harmless from any claim arising
from your use of our services or your connection to our services. iFOREX Ltd. and its parent company and affiliates shall not be held liable for any
trading losses as a result of your use of the services provided by iFOREX Ltd.
No Resale of Services
You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial or non commercial purposes, any portion of our services, or
access to our services without prior consent with iFOREX Ltd.
Links
Our services may provide links to other world wide web sites or resources. You agree and acknowledge that iFOREX Ltd. is not responsible for the
availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or
other materials on or available from such sites or resources. You further acknowledge and agree that iFOREX Ltd. shall not be responsible or liable,
directly, or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods
or services available on or through any such site or resource.
Disclaimer of Warranties
You expressly understand and agree that:
Email Communication
Electronic mail messages (emails) sent by iFOREX Ltd. are intended only for the person or entity named in the addressee field. Email messages contain
information that is privileged and confidential. If you are not the addressee thereof or the person responsible for its delivery, you must notify us
immediately by email and permanently delete all copies of the email message. Any dissemination or copying of the email messages by anyone other than
the addressee is strictly prohibited. Opinions, conclusions and other information expressed in the email messages are not given or endorsed by iFOREX
Ltd. unless otherwise indicated by an authorized representative. The email system of iFOREX Ltd. is for business purposes only. All email may be
reviewed by authorized personnel, and may be provided to regulatory authorities or others with a legal right to access such information.
Limitation of Liability
You expressly understand and agree that iFOREX Ltd. shall not be
liable for any direct, indirect, incidental, special, or consequential damages, including but not limited to, damages for loss or profits, goodwill,
use, data or other intangible losses. iFOREX Ltd. assumes no responsibility for errors, inaccuracies or omissions in all information provided. iFOREX
Ltd. does not warrant the accuracy or completeness of the information, text, graphics, links or other items contained within all materials provided by
the company. iFOREX Ltd. shall not be liable for any special, indirect, incidental, or consequential damages, including without limitation losses, lost
revenues, or lost profits that may result from these materials. Currency trading involves high risk and you can lose a lot of money.
Personal data protection
The personal data, provided to us by any means of electronis communication, such as email, online contact, advertising and order form submissions,
messengers, etc. is treated in compliance with the law of personal data protection of the Republic of Bulgaria: BG:GU. No 1/04.01.2002; Mod. State Gaz.
No 1/4.01.2002, Mod. State Gaz. No 70/10.08.2004, Mod. State Gaz. No 93/19.10.2004, Mod. State Gaz. No 43/20.05.2005, Mod. State Gaz. No 103/23.12.2005,
Mod. State Gaz. No 30/11.04.2006, Mod. State Gaz. No 91/10.11.2006, Mod. State Gaz. No 57/13.07.2007, Mod. State Gaz. No 42/5.06.2009.
Entire Agreement
The Terms of Service constitute the entire agreement between you and iFOREX Ltd. and govern the use of our services. The failure of iFOREX Ltd. to exercise
or enforce any right or provision of the Terms of Service shall not constitute a waiver of such right or provision. iFOREX.bg is a name of iFOREX Ltd.,
incorporated in complience with the laws of Republic of Bulgaria, European Union, and registered with the Commercial Register of Registry Agency with the
Ministry of Justice of the Republic of Bulgaria, European Union.
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